Morgan Stanley a financial holding company provides various financial products and services to corporations governments financial institutions and individuals in the Americas Europe the Middle East Africa and Asia It operates through Institutional Securities Wealth Management and Investment Management segments The Institutional Securities segment offers capital raising and financial advisory services including services related to the underwriting of debt equity and other securities as well as advice on mergers and acquisitions restructurings real estate and project finance This segment also provides equity and fixed income products comprising sales financing prime brokerage and marketmaking services foreign exchange and commodities corporate and commercial real estate loans commercial mortgage and secured lending facilities and financing for sales and trading customers and assetbacked and mortgage lending and wealth management services investment and research services The Wealth Management segment offers financial advisorled brokerage custody administrative and investment advisory services selfdirected brokerage services financial and wealth planning services workplace services including stock plan administration annuity and insurance products securitiesbased lending residential real estate loans and other lending products banking and retirement plan services to individual investors and small to mediumsized businesses and institutions The Investment Management segment provides equity fixed income alternatives and solutions and liquidity and overlay services to benefitdefined contribution plans foundations endowments government entities sovereign wealth funds insurance companies thirdparty fund sponsors corporations and individuals through institutional and intermediary channels The company was founded in 1924 and is headquartered in New York New York