01
Score map
DSS and the Dividend Score use a 0–10 scale. DGPS remains a separate raw 0–10 ranking signal with empirically selected direction boundaries at 1.1 and 2.1. The public Dividend Safety number is DSS multiplied by ten.
- DSS
Below 5 weak; 5–6.9 review; 7 or higher strong
- DGPS
Below 1.1 decrease likely; 1.1–2.1 stable; above 2.1 increase likely
- Dividend Score
A yield-aware income-opportunity index combining TTM yield, DSS and DGPS
02
Dividend Sustainability Score
DSS is the source model’s estimate of the company’s capacity to sustain its current dividend. Individends does not recalculate or overwrite the shared source value. The site reads it, dates it and stores selected product-side snapshots for change monitoring.
- Used as the primary Dividend Safety signal
- Displayed with its source-model update date
- Compared with prior snapshots only when a real historical observation exists
03
Dividend Growth Potential Score
DGPS ranks evidence for the direction of the next established dividend. Below 1.1 is the decrease-likely band, 1.1 through 2.1 is stable, and above 2.1 is increase likely. These bands were selected from historical outcome testing; they are not probabilities or promises.
04
Dividend Score
The Dividend Score ranks the income proposition, not safety alone. It combines current TTM yield, DSS and DGPS using a weighted geometric mean: 55% yield, 25% DSS and 20% DGPS. Yield credit rises to 12% and then stops, preventing an extreme headline yield from increasing the score indefinitely.
- Income matters
A 7% yield receives materially more income credit than a 1% yield
- Quality discounts yield
Weak DSS or DGPS reduces the value assigned to a high current yield
- Diminishing yield credit
Yields above 12% receive no additional score advantage
- All inputs required
Yield, DSS and DGPS must all be available; the score is not a probability or promise
05
Recovery days
Recovery days is the source model’s estimate of how long the market price took, or may take, to recover the cash value removed by a dividend event. It is shown with its source date and never treated as a guaranteed future timetable.
- Observed, not promised
Market prices can recover sooner, later or not at all
- Compared over time
The watchlist reports a change only when two dated snapshots exist
- Context, not a rank alone
Recovery must be read beside DSS, DGPS and the Dividend Score
06
Evidence confidence
Confidence is not the probability that a dividend will be paid. It is a quality score for the evidence currently available on the page.
- 55% completeness
Price, dividend, yield, safety, history, events and evidence coverage
- 30% freshness
Newer source observations receive more weight
- 15% consistency
Plausible yield and a recent dividend event must agree
A missing or implausible yield caps confidence at 25%. Missing events and aging source data reduce the score even when every database field is non-null.
07
Public eligibility
A listing is excluded from search, rankings and indexing when it fails a critical trust check. Coverage is deliberately sacrificed before data quality.
The headline current yield uses the latest dividendYielPercentageTTM value stored in the source financial_ratiosTTM table. It is already a percentage. The this-year and last-year dividend amounts and year-specific yields come from the latest dividend_data record; those two stored yield ratios are multiplied by 100 for display. The website does not independently reconstruct any of these yields from payments and price.
- Positive current price and annual dividend
- Positive source-calculated TTM yield no greater than 25%
- At least three years of dividend history
- At least one recent dividend event and two evidence drivers
- Source age no greater than 180 days
- Evidence confidence of at least 60%
08
Known limitations
Corporate actions, special dividends, currency units, stale prices and incomplete event records can distort dividend statistics. Individends suppresses suspicious values, but no automated policy can remove every ambiguity. “Review required” means the page should not be used as decision evidence until refreshed or reconciled.
Trust v1 thresholds and confidence weights are explicit operational controls, not statistically calibrated predictions. They will be versioned and recalibrated only against documented historical error and outcome data.
Important
Individends provides research and decision support, not personalized investment advice. Scores describe current evidence under a documented method; they do not promise future returns or payments.