The Hanover Insurance Group Inc through its subsidiaries provides various property and casualty insurance products and services in the United States The company operates through three segments Commercial Lines Personal Lines and Other The Commercial Lines segment offers commercial multiple peril commercial automobile and workers compensation insurance products as well as management and professional liability marine specialty industrial and commercial property monoline general liability surety umbrella fidelity crime and other commercial coverages The Personal Lines segment provides personal automobile and homeowners coverages as well as other personal coverages such as personal umbrella inland marine fire personal watercraft personal cyber and other miscellaneous coverages The Other segment markets investment management services to institutions pension funds and other organizations The Hanover Insurance Group Inc markets its products and services through independent agents and brokers The company was formerly known as Allmerica Financial Corp and changed its name to The Hanover Insurance Group Inc in December 2005 The Hanover Insurance Group Inc was founded in 1852 and is headquartered in Worcester Massachusetts