Horace Mann Educators Corporation together with its subsidiaries operates as an insurance holding company in the United States It operates in three segments Property Casualty Life Retirement and Supplemental Group Benefits The company underwrites and markets personal lines of property and casualty insurance including personal lines auto and property insurance products supplemental insurance products which include cancer heart hospital supplemental disability and accident coverages retirement products such as taxqualified fixed and variable annuities and life insurance products comprising whole life and term as well as indexed universal life insurance products It also offers student loan solutions including online student loan management accounts for educators The company markets its products through its sales force of fulltime exclusive agents to K12 teachers administrators and other employees of public schools and their families Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield Illinois